Despite lower credit costs in late 2025, US home builders faced high land prices and labor shortages. Experts predict a cautious start to 2026 as the industry balances supply issues with buyer affordability concerns.
Explore the 2026 housing market trends where home buyers face rising listings and stable mortgage rates. Despite longer marketing times, financial data suggests a steady spring season with price volatility.
Government shutdown impacts housing. FICO direct lending program and FHFA affordable housing goal changes are proposed, raising concerns about costs and access. NFIP lapse adds to worries.
